Shared ownership Homes By Muir


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Shared Ownership is a great, cost-effective way of getting onto the property ladder.


  • You can buy between 25% and 75% of a brand new home. Buying a percentage means you need a smaller deposit and mortgage.
  • You would have a mortgage and pay a monthly rent for the remaining share, which we own.
  • You can choose to buy more shares in your home.


Do I qualify?

  • Shared ownership homeIs your income less than £80,000 per year?
  • Are you unable to purchase a home outright on the open market?
  • Do you think you can pay for a share – usually with a mortgage?
  • Do you have some savings to cover the costs of solicitor fees and a deposit?
  • We will give priority to purchasers leaving the armed forces.
  • Sometimes you may need a local connection to the area where you wish to purchase.
  • You may not have a legal interest in another property at the time your purchase completes.


How do I apply ?

Register with a Help to buy agent

Simply register for shared ownership by completing an online application form.

You can do this at for properties in the north west,

or at for properties in the east.


Check your local connection

Shared ownership homeAny local connection requirements will be detailed on our website.


Affordability check

Carry out an affordability check with the independent financial advisor – Metro Finance.

As part of the affordability check they will ask you to provide proof of identity and income, and proof of residency

If you need a mortgage there is no obligation to take out a mortgage with Metro Finance.


Get in touch and choose a plot

Once the Help to Buy agent has approved your application and your affordability check is complete please get in touch.

Demand for properties is high and we take reservations off plan. We will arrange for you to view a property and/or look at the plans for the development before you reserve your home.

You can take a virtual tour of an example Homes By Muir shared ownership property here


Key handover

Reserve your new home

A non-refundable reservation fee of £250 to secure the plot is payable. This will be deducted from the purchase price on completion.


Instruct Solicitors

We will then each instruct a solicitor and we will each be responsible for our own costs.

If you are taking out a mortgage, your mortgage lender will ask us to provide written approval to the mortgage.

Once all the legal work has been carried out, contracts can be exchanged and a date for completion set.


Keys to your new home

We will arrange a completion date and we will arrange to meet you at the property on the day of completion. We will then handover keys and provide a property demonstration.