Home Contents Insurance
As a Muir resident, you’re responsible for insuring the contents inside your home.
We provide Buildings Insurance, but Home Contents Insurance is your responsibility.
We’d advise all our residents to get Home Contents Insurance, so you can replace items in your home if anything gets damaged or stolen.
That way, you know they’ll be covered.
Who can help?
We partner with Thistle Tenant Risks and Great Lakes Insurance UK Limited who provide a 'My Home Contents Insurance Scheme', specially designed for social housing residents like you.
It offers cover for damage or loss of items such as furniture, carpets, curtains, clothes, bedding, electrical items, jewellery, pictures and ornaments.
It can also cover anything you buy over the Christmas period, just in case Santa gets a little too merry and falls on something under the tree!
The pay-as-you-go policies offer flexible ways to pay, and low minimum amounts, meaning you only pay for cover you need.
How do I know what home contents insurance I need?
You should consider how much your home contents and personal belongings might cost to replace so you can insure things for the right amount.
This online calculator will help you think about how much you may need to insure your things for: www.crystal-insurance.co.uk/calculator-form
This will help make sure you aren’t underinsured. For example, if your contents are worth £20,000 but you only valued them at £10,000 on your policy, you’d be underinsured – meaning you’d only receive £10,000 – so it’s important to insure things for the right amount.
See how much it costs to insure contents of your home here: My Home Contents Insurance rates.pdf [pdf] 166KB
Buy online with monthly Direct Debit
You can get covered with the My Home online platform at www.thistlemyhome.co.uk - enabling you to purchase your home contents policy online when paying monthly via direct debit.
*Please note! Paying by Direct Debit is more expensive than other payment options.
How can I learn more?
To find out more about the My Home Contents Insurance Scheme, or to get a quote, visit www.thistlemyhome.co.uk
You can call Thistle Tenant Risks on 0345 450 7286 or request a call back at www.thistlemyhome.co.uk/call-back