Help 4 You - Debt Advice

Being in debt can be stressful and overwhelming, but there are ways to lighten the load and make things easier to cope.

There are lots of ways you can help yourself, and other places that can provide free debt advice and assistance, such as Money Saving Expert and

Money imageYou can also use the 'Money Helper' bill prioritising tool here:

If you're being taken to Court for debt, get advice from Citizens Advice by clicking here.

You can do some of the things below:

  • Do a budget to work out how much you’re able to pay
  • Make a list of who you owe money to
  • Contact the most important creditors to set a payment plan. Rent is the most important thing to pay and Muir are happy to work out a payment plan you can afford. It’s our priority to help you remain in your home.
  • If you work from home you can claim tax relief. It’s a simple process through the GOV.UK website. You can claim even if you only work one day from home per year.

Pennysmart logo


Muir have partnered with Pennysmart who aim to reduce financial exclusion and poverty by delivering money, debt and benefits advice.

If you are struggling with debt, we can refer you to Pennysmart for support.


Contact our Tenancy Sustainment Team on 0300 123 1222 or visit

To learn more about benefits you may be entitled to, visit:

Learn about reducing energy bills and support you may be entitled to here: